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In the event of an emergency, call 911 and then notify Public Safety.

Resource Guide

All services are confidential.

Earlham Health Services is committed to help improve the health and well-being of our students. By taking a holistic approach and through direct service and education, we strive to meet the needs of students both on and off campus.

The following Resource Guide is designed to assist students with information needed for support within our community. Please contact Earlham Health Services with questions by calling 765-983-1328 or by emailing [email protected].

Crisis Hotline Resources

These services are confidential and free to call and text.

National Suicide Hotline	988
The Steve Fund Crisis Text Line for young persons of color	Text STEVE to 741741
Transgender Suicide Hotline	877-565-8860
Trevor Lifeline crisis support for LGBTQIA+ community	888-837-2391 or text START to 678678
Earlham College Public Safety	765-983-1400

Medical Care

Check with your insurance provider for coverage. Through a partnership with Aetna, Earlham College also offers a student health insurance plan.

All resources on this page are confidential.

Allergist

Reid Health

2.4 miles from campus

765-966-6360
1434 Chester Blvd, Richmond Indiana 47374
https://www.reidhealth.org/locations/richmond/allergy-care

Referral needed
Insurance accepted
Required to switch to Reid’s allergy medicine (serum)

Well Care Community

1.0 mile from campus

765-973-9294
203 East Main street, Richmond Indiana 47374
https://www.wellcarecommunityhealth.org/

No prescription written
Can inject allergy medication

Dental

Meridian Services

1.8 miles from campus

765-935-5390
520 South 9^th street, Richmond Indiana 47374
www.meridianhs.org

Sliding scale available for payment
Financial assistance available
No referral needed

Well Care Community

1.0 miles from campus

765-973-9294
203 East Main street, Richmond Indiana 47374
https://www.wellcarecommunityhealth.org/

Sliding scale available for payment
No referral needed

Dermatology

Reid Dermatology

2.4 miles from campus

765-966-1600
1434 Chester Blvd, Richmond Indiana 47374
https://www.reidhealth.org/locations/richmond/dermatology

Referral needed
Insurance accepted

University Dermatology

1.9 miles from campus

765-939-7664
830 Sim Hodgin Pkwy, Richmond Indiana 47374
https://www.udcin.com

No referral needed
Insurance accepted

Domestic Violence

National Domestic Violence Hotline: 1-800-799-7233

Crisis Support: 1-765-288-HELP

A Better Way- Richmond Indiana (https://abetterwaymuncie.org/)

Gender Affirming Hormone Therapy

Reid Endocrinologist

3.9 miles from campus

765-935-8941
1050 Reid Pkwy Suite 300, Richmond Indiana 47374
https://www.reidhealth.org/locations/richmond/endocrinology

Referral needed
Insurance accepted

Planned Parenthood- Dayton Ohio

46.8 miles from campus

937-226-0780
224 North Wilkinson Street, Dayton Ohio 45402
https://www.plannedparenthood.org/health-center/ohio/dayton

No referral needed
Telehealth appointments available
Financial assistance available
Sliding scale available for payment
Education, surgery referrals, and resources

Damien Center

71.2 miles from campus

317-632-0123
26 North Arsenal Avenue, Indianapolis Indiana 46201
https://damien.org

No referral needed
Sliding scale available for payment
Financial assistance available
Transportation assistance available, minimal (ask when calling)
On site pharmacy with free shipping

Eskenazi Health

68 miles from campus

317-888-0000
720 Eskenazi Avenue, Indianapolis Indiana 46201
https://www.eskenazihealth.edu/health-services/gender-health

Referrals needed
Financial assistance available
Case management, legal, and surgery services

Health and Wellness

Earlham College Wellness Center

765-983-1734
https://earlham.edu/student-life/athletics-and-wellness-center/

Massage Therapy
Need to contact the Wellness front desk to schedule

Hiking and Bike trails of Richmond

https://www.visitrichmond.org/visitors/things-to-do/outdoor-recreation/hikingbiking-trails
https://www.waynet.org/recreation/hiking.htm

American Wellness

4.5 miles from campus

765-580-9252
100 W Main St, Centerville Indiana 47330
https://americanwellness.care

Yoga, massage therapy
Holistic Health Coaching

The Wellbeing Workshop

3.0 miles from campus

765-373-8340
1801 Chester Blvd, Richmond Indiana 47374
https://www.wbworkshop.org

Acupuncture, coaching, consulting

Thrive Wellness Clinic

1.0 mile from campus

765-200-8008
1821 West Main street, Richmond Indiana 47374
https://thrivewellness.clinic

IV hydration, vitamin therapy

LGBTQIA+

Muncie OUTreach

41.0 miles from campus

765-273-3465
310 East Charles street, Muncie Indiana 47305
https://muncieoutreach.org

Support groups, education resources, legal resources

Gender Nexus

73.9 miles from campus

317-650-5988
3733 N Meridian St Suite 310, Indianapolis Indiana 46208
https://www.gendernexus.org

Services are free
Counseling, education, resources, and care coordination
Support groups

Indiana Youth Group (IYP)

73.9 miles from campus

317-541-8726
3733 N Meridian Street, Indianapolis Indiana 46208
https://www.indianayouthgroup.org

Resources (homelessness, domestic violence, sexual assault, etc.)
Educational support
Case management, rapid rehousing
Risk prevention

Medical Care

Earlham College Health Services

https://earlham.edu/student-life/health-services
765-983-1328
[email protected]

Most services are free to the students
Care for minor illness and injuries
Referrals provided
Over the counter and prescription medications available

WellCare Community Health

1.0 miles from campus

765-973-9294
203 East Main street, Richmond Indiana 47374
https://www.wellcarecommunityhealth.org/

No referral needed
Sliding scale available for payment
Insurance accepted

Reid Residency Clinic

1.9 miles from campus

765-966-5949
795 Sim Hodgin Parkway, Richmond Indiana 47374
https://www.reidhealth.org/locations/richmond/residency-clinic

No referral needed
General health, reproductive services
Insurance accepted
Limited financial assistance

Neighborhood Health Center

1.4 miles from campus

765-965-4299
101 South 10th street, Richmond Indiana 47374
https://www.neighborhoodhc.org/

No referral needed
General health, behavioral health and family planning services available
Insurance accepted
Sliding scale available for payment

Meridian Health Services

1.8 miles from campus

765-935-5390
520 South 9th street, Richmond Indiana 47374
www.meridianhs.org

No referral needed
General health, case management, Individual therapy, case management and substance use
Insurance accepted
Sliding scale available for payment
Financial assistance available

Wayne County Health Department

1.0 miles from campus

765-973-9245
100 South 5th street, Richmond Indiana 47273
https://www.in.gov/localhealth/waynecounty/

No referral needed
General health, reproductive health, STI testing, immunizations
Sliding scale available for payment
Insurance accepted

Mental Health

See Crisis Hotline Resources for more information on free call and text resources to assist with mental health.

Earlham College Counseling Services

https://earlham.edu/student-life/counseling-services
765-983-1328

Free to students
Cognitive Behavioral Therapies
Walk-in crisis available
In person sessions only

Centerstone

3.8 miles from campus

1-800-344-8802
809 Dillion Drive, Richmond Indiana 47374
https://centerstone.org/

Financial assistance available
Sliding scale available for payment
In-person and telehealth services available
Case management
No referral needed, walk-in hours available
Does not accept Aetna insurance

Meridian

1.8 miles from campus

765-935-5390
520 South 9th street, Richmond Indiana 47374
www.meridianhs.org

No referral needed
Insurance accepted/ sliding scale fee/ financial assistance
Case management and substance use services available

Well Care Community

1.0 miles from campus

765-973-9294
203 East Main street, Richmond Indiana 47374
https://www.wellcarecommunityhealth.org/

Referral needed
Sliding scale available for payment
Insurance accepted

Reid Outpatient Behavioral Health Clinic

2.4 miles from campus

765-983-3298
1130 North J street, Richmond Indiana 47374
https://www.reidhealth.org/locations/outpatient-behavioral-health-richmond

Counseling and Medication management
Referral needed
Insurance accepted

Neighborhood Health Center

1.4 miles from campus

765-965-4299
101 South 10th street, Richmond Indiana 47374
https://www.neighborhoodhc.org/

No referral needed
General health, behavioral health and family planning services available
Insurance accepted
Sliding scale available for payment
Financial assistance available

Damien Center

71.2 miles from campus

317-632-0123
26 North Arsenal Avenue, Indianapolis Indiana 46201
https://damien.org

No referral needed
Sliding scale available for payment
Financial assistance available (financial counselors available)
Transportation assistance available, minimal (ask when calling)
Insurance accepted

Haley Milholland, Clinical Social Worker

Address: 10 Quaker hill Drive, Richmond, IN
Phone Number: 765-993-3719
Website Link: https://www.psychologytoday.com/us/therapists/haley-milholland-richmond-in/1052498
Offers: Virtual and in person Individual therapy

Sunnie Allen, Therapist, Mental Health Counselor

Address: Richmond, IN
Phone Number: 765-534-8851
Website Link: https://www.psychologytoday.com/us/therapists?search=Sunnie+Allen
Offers: Virtual individual therapy. Specializes in anxiety, trauma, PTSD, women’s issues.

Dr. Aimee Renee Prater-Richwine, Psychologist

Address: Richmond, IN
Phone Number: 765-946-4141
Website Link: https://www.psychologytoday.com/us/therapists/aimee-renee-prater-richwine-richmond-in/1210499
Offers: Virtual therapy for individuals and couples. Specializes in CBT, ACT, DBT.

Reproductive

Earlham College Health Services

https://earlham.edu/student-life/health-services
765-983-1328/ [email protected]

Most services are free to the students
Prescriptions for oral and/or injection contraceptives

Reid OB/GYN

3.9 miles from campus

765-962-9541
1050 Reid Pkwy Suite 220, Richmond Indiana 47374
https://www.reidhealth.org/locations/richmond/ob-gyn

No referral needed
Birth control: oral, implants and injectable

Well Care Community

1.0 miles from campus

765-973-9294
203 East Main street, Richmond Indiana 47374
https://www.wellcarecommunityhealth.org/

Sliding scale available for payment
No referral needed

Neighborhood Health Center

1.4 miles from campus

765-965-4299
101 South 10th street, Richmond Indiana 47374
https://www.neighborhoodhc.org/

No contraceptive implants available
Financial assistance available
Sliding scale available for payment

Wayne County Health Department

1.0 mile from campus

765-973-9245
100 South 5th street, Richmond Indiana 47273
https://www.in.gov/localhealth/waynecounty/

No referral needed
Sliding scale available for payment
Insurance accepted

Sexual Health

Earlham College Health Services

https://earlham.edu/student-life/health-services
765-983-1328/ [email protected]

Chlamydia and Gonorrhea testing and treatment
Student responsible for submitting to insurance
Free to see the Physician or Nurse

Aspire of Indiana

comes to campus

317-703-5056
604 North B Street, Richmond Indiana 47347
www.aspireindiana.org

Testing is free
HIV/AIDS testing, Syphilis, Hepatitis C testing
PrEP and PeP

Wayne County Health Department

1.0 miles from campus

765-973-9245
100 South 5th Street, Richmond Indiana 47374
https://www.in.gov/localhealth/waynecounty/

STD clinic on Thursdays, no appointment required (walk-in available)
HIV/AIDS, Hepatitis C and Harm Reduction Program
Chlamydia, Gonorrhea, Syphilis, and Herpes testing
Sliding scale available for payment
Financial assistance available
Insurance accepted

Indiana Youth Group (IYP)

73.9 miles from campus

317-541-8726
3733 N Meridian Street, Indianapolis Indiana 46208
https://www.indianayouthgroup.org

Prevention services
Testing and treatment

Damien Center

71.2 miles from campus

317-632-0123
26 North Arsenal Avenue, Indianapolis Indiana 46201
https://damien.org

No referral needed
Sliding scale available for payment
Financial assistance available (financial counselors available)
Transportation assistance available, minimal (ask when calling)
On site pharmacy with free shipping

Planned Parenthood- Dayton Ohio

46.8 miles from campus

937-226-0780
224 North Wilkinson Street, Dayton Ohio 45402
https://www.plannedparenthood.org/health-center/ohio/dayton

No referral needed
Telehealth appointments available
Financial assistance available
Sliding scale available for payment

Substance Use

Spero Health

0.4 miles from campus

765-212-3361
18 SW 5th street, Richmond Indiana 47374
https://sperohealth.com

Medication assistance
Individual and group therapy for substance use
Case management

Groups Recover Together

0.4 miles from campus

812-200-2789
1528 NW 5th street, Suite 100, Richmond Indiana 47374
https://locations.joingroups.com/in/richmond

Medicated assistance
Individual and group therapy for addiction
Case management

Centerstone Recovery Center

3.1 miles from campus

765-983-8675
1811 South 9th street, Richmond Indiana 47374
https://centerstone.org/

Medicated assistance
Individual and group therapy for addiction
Case management

Clean Slate Outpatient Addiction Medicine

3.7 miles from campus

765-488-0345
2302 Chester Blvd, Richmond Indiana 47374
www.cleanslatecenters.com/richmond-in

Medicated assistance
Individual and group therapy for opioid use and alcohol use
Case management

Meridian Addiction and Recovery Center

1.6 miles from campus

765-373-8704
416 Grove Road, Richmond Indiana 47374
www.meridianhs.org

Medicated assistance
Individual and group therapy for substance use
Case management

SMART Recovery

https://meetings.smartrecovery.org/meetings

Harm reduction
Skill-base group (in person and virtual) for substance use

NA (Narcotics Anonymous) Groups

https://www.na.org/?ID=meeting-search-1

Abstinence only 12 step model (in person and virtual) for drug use

AA (Alcoholics Anonymous) Group

https://www.228clubinc.org/alcoholics-anonymous

Abstinence only 12 step model (in person and virtual) for alcohol use

Survivors of Sexual Assault

Confidential resources for survivors of sexual assault

At Earlham, we have a few dedicated confidential resources to report concerns of sexual assault. These professionals are legally able to protect your disclosure, and are not subject to the required reporting under Title IX.

Counseling services
Health services
Office of religious life
Athletics – Bill Kinsey, head athletic trainer 765-983-1312

A Better Way in Richmond Indiana

765-966-0538
www.abetterwaymuncie.org

National Sexual Assault Hotline

Phone Number: 1-800-656-4673
Website: https://www.nsvrc.org/find-help

RAINN

Rape, abuse, incest national network. Online counseling 24/7 www.Rainn.org

Vision

Wal-Mart Eye Center

3.6 miles from campus

765-965-6827
3601 East Main street, Richmond Indiana 47374
https://www.walmart.com/store/1745-richmond-in/vision-center

Eye exams, glasses and contact lens

Eye Care Center

1.2 miles from campus

765-966-5584
536 East Main street, Richmond Indiana 47374
https://www.eyecarecenterrichmond.com/

Eye exams, glasses, contact lens
Some minor repairs

Reising, Burkhart and Schroeder

2.2miles from campus

765-962-2243
1900 East Main street, Richmond Indiana 47374
https://eyecarerichmond.com/

Eye exams, glasses, contact lens

Cates Family Care

3.3 miles from campus

765-966-0583
2001 Chester Blvd, Richmond Indiana 47374
https://www.catesfamilyeyecare.com/about

Eye exams, glasses, contact lens
Emergency eye care needs/After hours

Walk-in Clinics

Reid Urgent Care Clinic

2.5 miles from campus

765-935-1905
1501 Chester Boulevard, Richmond Indiana 47374
www.reidhealth.org/locations/richmond/urgent-care

By appointment only
Open daily 8am to 8pm
On site x-rays available
Insurance accepted

Reid Ready Care Clinic

4 miles from campus

765-935-8877
2507 Chester Boulevard (Inside Meijer), Richmond Indiana 47374
www.reidhealth.org/locations.richmond/ready-care-walk-in-clinic

By appointment only
Monday-Friday 8am to 8pm, Saturday/Sunday 8am to 3pm
No x-rays available
Insurance accepted

First Care Urgent Care/Walk-in

3.4 miles from campus

765-598-5700
3600 East main street (across from Wal-Mart), Richmond Indiana 47374
www.firstcareclinic.com

By appointment only
X-rays available
Point of care testing available
Insurance accepted

Wayne County Health Department

1.0 miles from campus

765-973-9245
100 South 5th street, Richmond Indiana 47273
https://www.in.gov/localhealth/waynecounty/

Vaccines and immunizations
STI testing
Insurance accepted
Sliding scale for payment

Reid Walk-in Orthopedic Clinic

4.6 miles from campus

765-962-4444
1400 Highland road, Suite 1. Richmond Indiana 47374
https://www.reidhealth.org/locations/richmond-ortho-walk-in-now

Monday-Friday 8am to 8pm
No referral needed
On site x-rays available
Insurance accepted

Clothing, Food and Shelters

Alliance Bible Church 1600 Chester Blvd Richmond 765-935-7783	Food Pantry opened the last two Mondays of the month from 5:30 p.m. to 7:00 p.m. Head of household must have photo ID and proof of residency. We are located behind First Nazarene Church. We now have showers available. Food Pantry can be visited once every 30 days.
Bethel Ame Church 200 S. 6^th Street Richmond 765-962-7241	Free Meal on the 4^th Monday of the month from 4:00 p.m. to 5:30 p.m.
Bridges for Life and Lighthouse Church Richmond	Free Meal every Friday night at 6:00 p.m. in the First Presbyterian Church building at 100 North 10th St.
Cambridge City Christian 106 W. Church Street Cambridge City 765-478-5123	Food Pantry opened the 3^rd Saturday of the month from 9:00 a.m. to 10:30 a.m. Clothing Room opened the 1^st & 3^rd Saturday of the month from 9:00 a.m. to 11:30 a.m. Must bring proof of Western Wayne residency and proof of income.
Centerville Christian 111 N. Morton Ave Centerville 765-855-5176	Food Pantry on Wednesday from 2:00 p.m. to 4:30 p.m. Must call a day ahead of time. Visit once every 30 days. When you arrive, ring the doorbell to the right of the door and we will unlock the door. Come upstairs with your photo ID to get your food.
Centerville United Methodist 112 S. Morton Street Centerville 765-855-5576	Food Pantry opened the 3^rd Saturday of the month from 10:00 a.m. to 11:00 a.m. Please bring your own box or bag. There is an Emergency Food Pantry available Monday thru Friday from 9:00 a.m. to 12:00 p.m. Please call ahead.
Circle U-Help Center 19 N. 13th Street Richmond 765-966-1013	Free Lunch served Saturday 11:30 a.m. to 12:30 p.m. Light Lunch Monday & Tuesday 10 to 11:45 a.m. Food Pantry opened 3^rd Saturday of the month from 2:00 p.m. to 4:00 p.m. at Circle U-Help. Veterans Pantry at Veterans Clinic on 4^th Tuesday from 9:00a.m.-12:00p.m. I.D. REQUIRED!
Community Food Pantry 306 N. 19th Street Richmond 765-962-1145	Food Pantry open Wednesday & Thursday from 1:00 p.m. to 3:00 p.m. temporarily. Need photo ID, SS cards for everyone in the household and proof of address for all others in the household who are over 18. Food pantry may be visited twice a month.
Dwyer Community Center 1417 N. A Street Richmond 765-488-2928	Diaper and Feminine Hygiene Project on 3^rd Thursday of each month. Must call by the Monday prior to the third Thursday, to get your name on the list and reserve a time between the hours of 10AM and 2PM.
Gateway Hunger Relief Center 711 Sheridan Street 765-939-7100	Food Pantry on Tuesday & Friday from 10:00 a.m. to 12:00 p.m. Can go only twice every 30 days. Please bring a current Richmond I.D./Driver’s License and current piece of mail.
Go Ministries International 5125 US 40 West New Paris, OH 937-670-8739	Food Pantry on the 3^rd Tuesday from 6:30 p.m. to 8:30 p.m. Need a photo ID or a utility bill with current address. Need SS cards to verify household size.
Harvest House Ministries 915 S. C Street Richmond	Free Meal on Sunday at 4:00 p.m. and on Wednesday from 5:30 p.m. to 6:30 p.m.
Life Changing Ministries 248 Pearl Street Richmond	Free Meal on the 2^nd & Last Thursday of the month from 5:00 p.m. to 7:00 p.m. Enter by the basement doors off of NW 3^rd Street
Lifespring Church 5600 US Hwy 27 N Richmond 765-935-4353	Food Pantry on the 3^rd Saturday of the month from 9:00 a.m. to 12:00 p.m. at 314 S. Green St., Fountain City. Person picking up food needs a photo ID with current address. Need SS cards for everyone in the household formerly Fountain City Wesleyan
Journey Home 325 S. Oak St., Suite 101 Winchester 765-595-8297	Emergency shelter for male homeless Veterans. Open 24/7, call to complete pre-screen. Housing Retention Program available Monday thru Friday 8 a.m. to 4 p.m. Call to schedule an appointment. Offers individualized case management for Veterans and immediate Veteran family members.
Mount Olive Baptist 1108 N. H Street Richmond 765-966-5152	Free Meal served on Tuesday from 11:00 a.m. to 1:00 p.m.
Nettle Creek Ministerial Association 752 W. Main Street Hagerstown 765-489-5762	Food Pantry on the 4^th Saturday of the month from 9:00 a.m. to 11:00 a.m. Must have proof of address showing Nettle Creek area residency.
Northside Church of Christ 1962 Chester Blvd Richmond 765-962-4910	Food Pantry opened the 3^rd Thursday of the month from 5:30 p.m. to 7:00 p.m. Park in the next numbered space and pre-boxed food will be distributed directly to vehicles. Walkers may check in at the office. Buildings & bathrooms will be closed and unavailable. Free Clothing by appointment only, call to schedule.
Oak Park Church 1920 Chester Blvd Richmond	Food Pantry on Tuesday from 4:00 p.m. to 7:00 p.m.
Recovery Church 915 S. C Street Richmond	Free Meal – Pizza served on the 2^nd Tuesday of the month from 5:15 p.m. to 6:20 p.m. Each meal served with a bottle of water or coffee.
Richmond High School 380 Hub Etchison Pkwy Richmond	Food Pantry on Thursday (when school is in session) from 10:00 a.m. to 11:00 p.m. Park by door 36 & stay in your vehicle. RHS student will put your groceries in your vehicle.
Rock Solid Ministries 1024 E. Main Street Richmond 765-962-5099	Free Meal on Sunday at 12:30 p.m.
Salvation Army 707 S. A Street Richmond 765-966-7791	Food Pantry on Thursday from 9:00 a.m. to 12:00 p.m. Need to bring Photo I.D. and current piece of mail.
Sylvan Nook Church 1221 Sylvan Nook Drive Richmond 765-966-6825	Food Pantry will be open from 10:00 a.m. to 11:30 a.m. on Wednesday Feb. 22, March 22, April 19, May 17, June 21, July 19, Aug. 23, Sept. 23, Oct. 18, Nov. TBA, and Dec. 20.
Temple of God 1005 Hunt Street Richmond 765-962-8980	Food Pantry on Monday from 5:00 p.m. to 6:00 p.m. Photo ID required. Limited to once a month.
Wayne Township Trustee 1017 E. Main Street Richmond	Free Laundry 3 to 4 days a month. Check dates and times at thelaundryproject.net or on Facebook at facebook.com/laundry/help

Sunday	Rock Solid Ministries 1024 E. Main St.	12:30pm
	Harvest House 915 S. C St.	4:00pm
Monday	Circle U-Help Center 19 N. 13th St.	10:00 – 11:45am
4th Monday	Bethel AME Church 200 S. 6th St.	4:00 – 5:30pm
Tuesday	Circle U-Help Center 19 N. 13th St.	10:00 – 11:45am
	Mt. Olive Baptist Church 1108 N. H St.	11:00am – 1:00pm
2nd Tuesday	Recovery Church 915 S. C St.	5:15 – 6:30pm
Wednesday	Harvest House 915 S. C St.	5:30 – 6:30pm
2nd & Last Thursday	Life Changing Ministries 248 Pearl St.	5:00 – 7:00pm
Friday	Lighthouse Church & Bridges for Life First Presbyterian Church Building 100 N. 10th St.	6:00pm
Saturday	Circle U-Help Center 19 N. 13th St.	11:30am – 12:30pm

Hope House for Men	109 N. 10th St.	765-935-3000
Refuge of Hope woman & children only	1032 E. Main St.	765-488-1212 or 765-977-4555
Journey Home*	325 S. Oak St, Suite 101 Winchester	765-595-8297 call to complete prescreen

*emergency shelter for male homeless veterans. Housing Retention Program available

Dwyer Community Center 1417 N. A St. 765-488-2928	Diaper & Feminine Hygiene Project	3rd Thursday 10:00am – 2:00pm must call by the Monday prior to reserve a time for pickup
Birthright of Richmond 303 S. 6th St. 765-962-7439	Maternity clothes, baby clothes & diapers	Monday 10:30am – 6:00pm Tues – Fri 10:30am – 4:30pm
Cambridge City Christian 106 W. Church St. 765-478-5123	Clothing room must bring proof of Western Wayne residency and proof of income	1st & 3rd Saturday 9:00 – 11:30am
Northside Church of Christ 1962 Chester Blvd. 765-962-4910	Free clothing	by appointment only, call to schedule
Wayne Township Trustee 1017 E. Main St. 765-973-9392	Free laundry	thelaundryproject.net check website for dates & times

Glossary of Terms

Allowed Amount	Maximum amount on which payment is based for covered healthcare services. If your provider charges more than the allowed amount, you may have to may the difference. (See Balance Billing).
Balance Billing	When a provider bills you for the difference between the provider’s charge and the allowed amount. For example, if the provider’s charge is $100 and the allowed amount is $70, the provider may bill you for the remaining $30. A preferred provider should not balance bill you.
Brand Name Drug	Medications are marketed under a trademark-protected name and are often available from only one manufacturer.
Coinsurance	The percentage of covered medical or dental expenses that you must pay. For example, if your plan pays 80%, you must pay the remaining 20%.
Copayment	A fixed amount you pay for a covered healthcare service, usually at the time of service.
Deductible	The amount of medical or dental expenses you must pay each year before your plan begins paying benefits.
Emergency Medical Condition	An illness, injury, symptom or condition so serious that a reasonable person would seek care right away to avoid severe harm.
Explanation of Benefits (EOB)	The document you receive from the insurance company after your claim is filed and processed. The EOB shows how much of the expense the plan covered and how much you may be expected to pay.
Formulary Brand Name Drug	A list of prescribed medications that are preferred by your plan because they are safe, effective alternatives to other generics or brands that may be more expensive. The formulary has a wide selection of generic and brand-name medications.
HIPAA (Health Insurance Portability and Accountability Act of 1996)	A federal law that addresses the privacy of patient health information. The “privacy” regulations give patients greater access to their own medical records and more control over how their personal health information is used. Also, the law defines the obligations of health care providers and health plans to protect patient records.
Hospitalization	Care in a hospital that requires admission as an inpatient and usually requires an overnight stay.
Hospital Outpatient Care	Care in a hospital that doesn’t require an overnight stay.
In-Network Provider	The facilities, providers and suppliers your health insurer or plan has contracted with to provide healthcare services.
Maximum Annual Benefit	The maximum amount the plan pays for specific services for a covered individual, each plan year.
Medically Necessary	Services and supplies that the insurance company determines to be consistent with generally accepted practices for the diagnosis of an illness or injury, or the medical care of a diagnosed illness or injury. Only medically necessary services and supplies are covered by the plan.
Out-of-Network Provider	The facilities, providers and suppliers who don’t have a contract with your health insurer or plan to provide services to you. You’ll pay more to see an out-of-network provider.
Out-of-Pocket Limit	Is the most you have to pay for covered medical expenses in a year. Once you’ve reached the out-of-pocket maximum, the plan pays 100% of eligible expenses for the remainder of the plan year. This limit never includes your premium, balance-billed charges or charges the plan doesn’t cover.
Plan	A benefit your group sponsor or your employer provides to you to pay for your healthcare services.
Plan Year	The period of time in which the plan coverage and records are based. For the College’s plan, it is the calendar year.
Preauthorization	A decision by your health insurer or plan that a healthcare services, treatment plan, prescription drug or medical equipment is medically necessary.
Premium	The amount you pay for your healthcare coverage and other benefits.
Primary Care Physician	A physician who provides both the first contact for a person with an undiagnosed health concern as well as continuing care of varied medical conditions, not limited by cause, organ system, or diagnosis.
Referral	A written order from your primary care doctor for you to see a specialist or get a certain medical services.
Specialist	A physician specialist focuses on a specific area of medicine or a group of patients to diagnose, manage, prevent or treat certain types of symptoms and conditions.
Urgent Care	Care for an illness, injury or condition serious enough that a reasonable person would seek care right away, but not so severe as to require emergency room care.