Next Steps, Financial Aid | Earlham College
COVID-19 news, plans and updates | READ MORE
Skip to Content

Next Steps

Financial aid packages are given to students submitting the FAFSA, enrolled full-time (at least 12 credit hours per semester), and making satisfactory academic progress. After applying for financial aid, here are the steps to follow next:

1. Review Offer Notification

Admitted students are notified of aid offers after they have submitted their aid application.

  • Students first entering Earlham College for the Fall Semester usually receive a notification beginning in early November preceding the Fall Semester.
  • For continuing students, notifications typically begin in May preceding the Fall Semester. Aid notifications for students not enrolled during the Fall Semester but enrolling during Spring Semester are notified of their aid in December or early January.

While it is not Earlham's policy to re-negotiate need-based aid offers, if you feel we have missed some important aspect of your financial situation, please contact us. If you have questions about merit-based aid, contact the Office of Admissions.

If you wish to decline or reduce your student loans, or to update other financial information (like receiving outside scholarships not appearing on your offer notification), please return the Financial Aid Update Form. We assume you accept all forms of gift aid offered unless we are notified otherwise in writing.

2. Accept Your Aid Offer

We assume students accept all forms of gift aid (grants and scholarships) offered to them each year unless we are notified otherwise in writing. However, students are required to accept or decline loans offered. To do this, students must:

  1. Login to theHeart (portal)
  2. View the financial aid offer
  3. Accept/reduce/decline loans offered

3. Complete Federal Requirements

First-time borrowers of federal loans must:

Disbursement of Aid

All aid is disbursed directly to students' accounts 10 days after classes begin. Students receiving financial aid must be registered full-time unless approved for part-time status by the Registrar.

Students offered any Federal Direct Loan must comply with all federal requirements including properly completing promissory notes and entrance counseling before the loans can be disbursed.

Aid will not be disbursed to students whose aid application is selected for verification by the Federal Department of Education until all required or requested information has been submitted to the Earlham College Financial Aid Office.

Any offers or funds not administered by the College will not be credited to students' account until Earlham's Accounting Office receives the check or another form of payment.

Funds listed as "anticipated" or "estimated" on an Aid Offer will not be credited to the student's account until the requested information is provided by the student or Earlham College can confirm students' eligibility for the funds.

Print Friendly and PDF

Earlham College, an independent, residential college, aspires to provide the highest-quality undergraduate education in the liberal arts and sciences, shaped by the distinctive perspectives of the Religious Society of Friends (Quakers).

Earlham College
801 National Road West
Richmond, Indiana
1-765-983-1200 — Main Switchboard
1-800-EARLHAM (327-5426) — Admission


Earlham admits students of any race, color, national and ethnic origin, age, gender and sexual orientation to all the rights, privileges, programs, and activities generally accorded or made available to students at the school. It does not discriminate on the basis of race, color, national and ethnic origin, age, gender and sexual orientation in administration of its educational policies, admissions policies, scholarship and loan programs, and athletic and other school-administered programs.