Billing, Financial Aid | Earlham College
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Billing and Payments

Earlham bills students roughly one month prior to the start of each semester for that semester’s tuition, room, board and fees, less anticipated financial aid. Payment in full of the amount due must be made, or an acceptable payment arrangement must be in place, before the semester begins.

Earlham has partnered with Tuition Management Systems (TMS) to create an on-line Student Account Center through which students can view or print semester bills, review account activity, and make payments on their accounts. Students must register for access to the Student Account Center by responding to an email they receive from or by calling TMS at 800-307-6551. After students register for on-line access, they may invite their parents or others who will pay their bills to have on-line access as well.  Due to Federal student privacy regulations (FERPA), parents may only access the Student Account Center if they are granted this access by the student.

Emails are sent each semester to all students and family members who are registered with the Student Account Center when bills are ready to view. Emails are also sent periodically with reminders to check the on-line Student Account Center for current information about student accounts.

Payment Options

Students have several options for paying their semester bills:

  1. Payment in full before the semester begins
    1. Make a payment through the Student Account Center, or visit and make a one-time payment.  Use your bank account at no charge or your credit card for an additional fee.
    2. Request a distribution from your 529 Plan.
    3. Apply for a private loan through a bank, credit union, or other lender.
    4. Mail a check payable to Earlham College to Earlham College Accounting Office, 801 National Rd West, Richmond, IN  47374.
    5. For bank wire transfer instructions, write us at
  2. TMS Monthly Payment Plan

    A 4- or 5-month payment option is offered to cover semester charges.  TMS charges a $35 enrollment fee but Earlham’s monthly 1% service charge is waived.  Monthly payments can automatically be withdrawn from your bank account at no additional cost.  Sign up through the Student Account Center or visit

  3. Deferred Plan

    Pay one-half the amount due before the semester begins and pay the remaining balance in three equal installments due monthly during the semester.  A 1% service charge on the outstanding balance will be added to the account each month end.  To sign up for this plan, write us at

Students who fail to select and communicate to the accounting office an acceptable payment arrangement before the start of each semester will be charged a $50 fine and will be prevented from confirming their registration for classes that semester.

Additional charges such as health service fees, library or traffic fines, or other charges may be added to a student’s account during the semester.

Accounts with an outstanding balance will be charged a 1% service fee at the end of every month.

If a payment is returned by a bank due to insufficient funds, Earlham will charge a fee.

Transcripts are released only for those students whose accounts are in good standing.  Diplomas and transcripts for graduating seniors will be held until all financial obligations have been met.

See the Statement of Student Financial Responsibility for further information.

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Earlham College, an independent, residential college, aspires to provide the highest-quality undergraduate education in the liberal arts and sciences, shaped by the distinctive perspectives of the Religious Society of Friends (Quakers).

Earlham College
801 National Road West
Richmond, Indiana
1-765-983-1200 — Main Switchboard
1-800-EARLHAM (327-5426) — Admission


Earlham admits students of any race, color, national and ethnic origin, age, gender and sexual orientation to all the rights, privileges, programs, and activities generally accorded or made available to students at the school. It does not discriminate on the basis of race, color, national and ethnic origin, age, gender and sexual orientation in administration of its educational policies, admissions policies, scholarship and loan programs, and athletic and other school-administered programs.