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What are Earlham's costs?
2011-12 Academic Year:
Note: If the student is not covered by a parent's health insurance, s/he must enroll in the student health insurance plan.
Is there any way to cut these costs?
Earlham's tuition and fees are established each year by the Board of Trustees. The charges are the same for in-state and out-of-state residents. Room and board costs can be reduced slightly by selecting a meal (board) plan that costs less. Students may be able to buy used books instead of new ones. Personal expenses depend on students' interests and their own budgeting skills. Keep in mind that many activities on Earlham's campus (concerts, sporting events, etc.) are free for students. For many families, applying for financial aid is the most effective way to cut college costs.
What types of financial aid does Earlham offer?
Earlham awards three different types of financial assistance: grants and scholarships, student employment, and loans.
How do I apply for these funds?
Detailed instructions in the Applying for Aid section of this guide, but essentially students must complete a Free Application for Federal Student Aid (also known as the FAFSA). When this form is completed, a family will have applied for federal student aid programs, Earlham aid and many state student aid programs. Be sure to complete the FAFSA on time.
What about state grants?
Indiana residents apply for state funding when they complete the FAFSA (by March 1). Other states may have different application processes, and students should check with state agencies or high school guidance counselors to learn the procedures. Be aware that some state grant funds will not transfer to another state. For example, Ohio's state grant programs stipulate that you must attend a school in Ohio to receive a grant, but Pennsylvania state grants do transfer out of state.
How do I find out about local or corporate scholarships?
Know as "outside" scholarships because they come from sources other than a state agency, a federal program or from Earlham, many students each year use such scholarships to help pay for their education. There are several sources for researching this kind of funding. High school guidance counselors may have information about local and community scholarships. Check with parents' employers, unions, civic organizations, churches, professional organizations or agencies where you volunteer. If you or your parents are Veterans, check with the Veterans' Administration. Public libraries often have publications like "The Complete Scholarship Book" which lists over 5,000 scholarship and grant sources. Internet sites include FinAid and FastWeb for finding free and low-cost scholarship databases. Again, be sure to complete applications on time.
What should I know about commercial scholarship search services?
You may find your mailbox filling up with solicitations from companies offering to find you funding "that goes unawarded year after year." Unfortunately, there are many companies charging significant amounts (over $100) to describe funding which aid offices would have awarded automatically (federal or state funding) or about scholarships at schools which are not a good match for all students. There are several low-cost (free or less than $30) scholarship search databases on the Web; start with FinAid or FastWeb; or conduct research at the library. There are many "search scams" being investigated by the Federal Trade Commission, and we recommend you research a commercial scholarship service from a "buyer beware" perspective before sending any money.
I don't think my family will qualify for financial aid. Why should I apply?
Earlham provides helpful information that may help you estimate what financial aid you may receive. The Range of Earlham Financial Aid Packages Chart indicates aid provided to the current first-year class according to families' income groups. We encourage all students to apply and give us the chance to demonstrate how we can help. The only cost of applying for aid is the time to complete the forms and a few stamps. If all students complete the application process, Earlham will be able to respond more quickly to financial emergencies as well (e.g., unexpected loss of parent's employment).