Deferred Gift Annuity

If you are interested in exploring possible ways to supplement your future retirement income, you might want to consider the Deferred Payment Charitable Gift Annuity. With a deferred annuity, you make a gift today but defer your income payments until some predetermined future date.

Dga -chart -310

How it works:

  • A deferred charitable gift annuity is a simple contract between you and Earlham.
  • In exchange for an irrevocable gift of cash or securities, Earlham agrees to pay one or two annuitants you name a fixed sum each year for life, with payments starting at least one year after your gift. The payments are guaranteed by the general resources of the institution.
  • The older the designated annuitants are at the time of gift and the longer payments are deferred, the greater the fixed income.

Benefits include:

  • You qualify for a federal income tax deduction at the time of your gift.
  • Your designated annuitants will receive fixed payments for life.
  • In most cases, part of each payment is tax-free, increasing each payment's after-tax value.
  • If you give appreciated securities, you will pay capital gains tax on only part of the appreciation.
  • The remaining proceeds from the gift come to Earlham to support whatever purpose you designate.

Minimum Gift Required: $10,000

If you are interested in doing your own planned gift calculation for a Deferred Gift Annuity, please visit GiftCalcs' secure server.

Gifts That Pay Income for Life

For more information on
deferred gift annuities...

Kelly _tanner _kim
Kim Kelly Tanner
Associate Vice President for
Institutional Advancement/
Planned Giving
(765) 983-1631


Other Life Income Options:


Gift -calculator -badge


Print Friendly and PDF